Acceptance of Terms By purchasing a Musical Instrument Insurance policy through our website, you agree to comply with and be bound by these Terms and Conditions.

The details of the insurance policy, including the scope of cover, limits, premiums, conditions, and exclusions, are set out in the Policy Wording and Schedule. Please read these documents carefully before purchasing insurance to ensure that the cover meets your needs.

All premiums must be paid using the payment methods available on our website. Insurance cover will commence only after full payment has been received and accepted by the insurer.
You have a duty to provide complete and accurate information when applying for insurance. Failure to disclose material facts or providing inaccurate information may affect the validity of your policy and any claim made under it.

If you wish to cancel your policy, please notify us in writing using the contact details provided in Confirmation email. Any return premium will be subject to the cancellation provisions, terms, and conditions set out in the Policy Wording.

We are committed to protecting your privacy. Please refer to our Privacy Policy for information on how we collect, use, disclose, and safeguard your personal data.

These Terms and Conditions shall be governed by and construed in accordance with the laws of Singapore.

Disclaimers

The information provided on this website is for general information purposes only and does not constitute legal, financial, insurance, or professional advice.

While Tigermar strives to ensure that all information on this website is accurate and current, we make no representation or warranty, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information contained on this website.

Coverage is subject at all times to the terms, conditions, limitations, and exclusions contained in the Policy Wording issued by Berkley Insurance Asia. In the event of any inconsistency between the website content and the Policy Wording, the Policy Wording shall prevail.

To the fullest extent permitted by law, Tigermar and Berkley Insurance Asia shall not be liable for any direct, indirect, incidental, consequential, special, or punitive loss or damage arising from reliance on the information contained on this website or the purchase of an insurance policy through this website.

Third-party Links- Our website may contain links to third-party websites for your convenience and information. Tigermar does not endorse, control, or assume responsibility for the content, privacy practices, or terms of use of such external websites. Users should review the applicable terms and privacy policies of any third-party websites they visit.

Changes to Terms and Conditions – We reserve the right to amend these Terms and Conditions at any time without prior notice. Any changes will take effect immediately upon publication on this website. Your continued use of this website following the posting of revised Terms and Conditions constitutes your acceptance of those changes.